Design Payment Infrastructure for mobile apps

Last updated: March 10, 2026

Quick Overview

Design a real-time payment system that handles millions of requests. Discuss trade-offs in consistency, availability, and performance.

Coinbase
System Design
Software Engineer
Coinbase
March 10, 2026
Software Engineer
Onsite
System Design
Easy

73

13

4,070 solved


Design a real-time payment system that handles millions of requests. Discuss trade-offs in consistency, availability, and performance.

System design interviews at Coinbase typically last 45-60 minutes. You are expected to drive the conversation, starting from requirements gathering through to a detailed architecture. The interviewer will evaluate your ability to handle ambiguity and make practical engineering decisions.

What the Interviewer Expects
  • Clearly define functional and non-functional requirements
  • Propose a reasonable high-level architecture with core components
  • Choose appropriate data storage solutions with basic justification
  • Discuss basic scaling strategies (horizontal scaling, caching)
  • Identify potential bottlenecks and suggest simple solutions
Key Topics to Cover
Failure handling and fault tolerance
Message queues and async processing
Load balancing and horizontal scaling
High-level architecture and component design
Caching strategies (local, distributed, CDN)
Monitoring, logging, and alerting
How to Approach This
  1. Start by clarifying functional and non-functional requirements with the interviewer.
  2. Estimate the scale: QPS, storage, bandwidth. This drives your design decisions.
  3. Draw a high-level architecture first, then deep dive into 1-2 critical components.
  4. Discuss trade-offs explicitly (e.g., consistency vs availability, SQL vs NoSQL).
  5. Address failure scenarios, monitoring, and how the system handles 10x traffic spikes.
Possible Follow-up Questions
  • What would the deployment pipeline look like for this system?
  • How would you migrate from a monolithic to a microservices architecture?
  • What happens if one of your database nodes goes down?
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Sample Answer
Requirements Clarification

Before diving into the architecture, clarify the scope with the interviewer. For Payment Infrastructure for mobile apps, key functional requirements i...

Capacity Estimation

Estimate the scale to drive design decisions. Assume 100M DAU with an average of 10 actions per user per day = 1B requests/day ~ 12K QPS average, ~36K...


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