My Solution for Design an ATM with Score: 9/10

by nectar4678

Requirements

The ATM system needs to cater to the following key functionalities:

  1. User Authentication: Validate users securely using PIN or biometric authentication.
  2. Withdrawals: Allow users to withdraw money from their accounts, ensuring sufficient balance.
  3. Deposits: Enable users to deposit cash or checks.
  4. Balance Inquiry: Display the current balance of the selected account.
  5. Transfers: Facilitate transferring funds between accounts (e.g., savings to checking) or to another user’s account.
  6. Account Management: Support multiple account types like savings and checking.
  7. Security Measures: Include mechanisms to prevent fraud and unauthorized access.
  8. Failure Handling: Handle scenarios such as insufficient cash in the ATM, card retention for failed authentication attempts, or network failures.




Define Core Objects

The primary objects in this system are:

  1. ATM: Represents the ATM machine, handling transactions and user interactions.
  2. Card: Represents a user’s ATM card, associated with their accounts.
  3. Account: A bank account (e.g., savings, checking) linked to the user.
  4. Transaction: Represents various transactions like withdrawal, deposit, balance inquiry, and transfer.
  5. User: Represents the person using the ATM and their associated details.
  6. Bank: Represents the backend system that validates transactions and holds account details.






Analyze Relationships

ATM ↔ User: The ATM interacts with the user for authentication and transaction input.

Card ↔ User: The user provides their card to the ATM for identification.

Card ↔ Account: The card is linked to one or more accounts.

Transaction ↔ Account: Transactions modify the balance of the associated account.

ATM ↔ Bank: The ATM communicates with the bank to validate transactions and update account details.




Establish Hierarchy

Account Types:

  • SavingsAccount (inherits from Account)
  • CheckingAccount (inherits from Account)

Transaction Types:

  • Withdrawal (inherits from Transaction)
  • Deposit (inherits from Transaction)
  • BalanceInquiry (inherits from Transaction)
  • Transfer (inherits from Transaction)

ATM Components:

  • CashDispenser
  • Screen
  • Keypad
  • CardReader





Design Patterns

Singleton Pattern: Ensure only one instance of the ATM interface or bank service exists.

Factory Pattern: Use for creating transaction objects based on user input.

Observer Pattern: Notify the bank of any changes in account state or transactions.

Strategy Pattern: Use for different account types (savings, checking) and transaction handling.





Define Class Members (write code)

class ATM: def __init__(self, bank): self.bank = bank self.cash_dispenser = CashDispenser() self.card_reader = CardReader() self.screen = Screen() self.keypad = Keypad() def authenticate_user(self, card, pin): return self.bank.validate_pin(card, pin) def execute_transaction(self, transaction): return transaction.perform() class Card: def __init__(self, card_number, user): self.card_number = card_number self.user = user class Account: def __init__(self, account_number, balance): self.account_number = account_number self.balance = balance def deposit(self, amount): self.balance += amount def withdraw(self, amount): if self.balance >= amount: self.balance -= amount return True return False class Transaction: def perform(self): pass class Withdrawal(Transaction): def __init__(self, account, amount): self.account = account self.amount = amount def perform(self): if self.account.withdraw(self.amount): return "Withdrawal Successful" return "Insufficient Funds" class Bank: def validate_pin(self, card, pin): # Logic to validate card and PIN pass




Adhere to SOLID Guidelines

  • Single Responsibility: Each class has a clear responsibility, such as handling transactions or managing accounts.
  • Open/Closed Principle: The system can be extended with new transaction types without modifying existing classes.
  • Liskov Substitution: Derived classes like SavingsAccount can replace the base Account class without altering behavior.
  • Interface Segregation: Components like Screen and Keypad focus on specific responsibilities.
  • Dependency Inversion: The ATM depends on abstractions (e.g., Transaction) rather than concrete classes.





Consider Scalability and Flexibility

The design can handle additional features like:

  • Adding new transaction types, such as bill payments or mobile recharges.
  • Supporting different authentication mechanisms (e.g., biometric, OTP).
  • Allowing multiple languages on the ATM screen.






Create/Explain your diagram(s)




Future improvements

  1. Add support for digital wallets or QR code-based payments.
  2. Implement real-time fraud detection mechanisms.
  3. Enable NFC-based contactless transactions.
  4. Provide users with a mobile app for remote control of ATM functionalities (e.g., pre-booked cash withdrawal).